There's one problem. This means your credit is still affected. The answer depends on many variables. You may also not have to pay at all, and if any issues with the account exist you may have it removed all together (and never have to hear from them again). But, they may spam call and harass you. The reason? Lanier Collection Agency is a debt collection company, You may not have to pay your debt (paying it may hurt your score), Call now to find out how you can remove Lanier Collection Agency from your report - without paying your debt (potentially). We'll review why Lanier Collection Agency is on your report and see how we might be able to dispute (and potentially remove) them. They buy debt from a number of different creditors that have given up on trying to collect the amount themselves (sometimes referred to as a "charge-off"). a credit card or loan company). Paying it off could hurt your score. Lanier Collection Agency does not accept goodwill letters to remove collection accounts or chargeoffs in our experience, and this is typical. Lanier Collection Agency collects for a variety of lending companies (called creditors). These are constantly changing, and typically collection agencies, including Lanier Collection Agency, do not share publicly who they buy from. Lanier Collection Agency is a debt collection agency. You likely want to call Credit Glory, first (844) 978-2953. Getting this account removed may be possible. A collections account is no different. However, we strongly recommend giving a Credit Repair company (like us), a call first. This hurts your score (and chances) to get approved for a loan or other important financial event. Lanier Collection Agency is a legitimate company. They are not a fake company, or a scam. In partnership, we can lead the change in healthcare and shape the future of revenue cycle. Lanier Collection Agency continues to call and attempt to collect a debt. In some cases, we recommend speaking with a Credit Repair professional to analyze your credit report. The most hassle free way to do this is to call (844) 978-2953, today. Parallon stands out as having the highest impact overall in almost every key metric due to proven workflow and technology., Best practices in pre-pay and point-of-service collections --->, A customized approach to your specific revenue cycle needs, Early-out, Small-dollar Insurance Resolution, Third-party Liability and Workers' Compensation Services, Extended Business Office and Insurance Services, Early-out, Small-dollar Insurance Resolution >, Third-party Liability and Workers Compensation Services >, Extended Business Office and Insurance Services >. Individual results may vary. Paying off Lanier Collection Agency to have credit bureaus delete it from your report seems ideal. In some cases this means they purchased the debt from the original creditor (i.e. Logging it to Lanier Collection Agency may be a good idea. Speak with one of our friendly Credit Specialists to find out how we can help you. It's so much less stress, hassle, and time to let professionals identify the reasons for your score drop.If you're looking for a reputable company to increase your credit score, give us a call @ (844) 978-2953. The best thing you can do is ignore their calls and speak with a company that can help you get it removed. State and federal laws have limits or 'exemptions' that apply to bank and wage garnishments. You have the right to dispute any debt of yours that Lanier Collection Agency is trying to collect. Removing Lanier Collection Agency from your credit report may be possible if any information on the account is incorrect, error'd, or fraudulent, and is not (or cannot be) fixed in an appropriate amount of time. The result? We specialize in going after these types of accounts for our clients. Settling your debt with Lanier Collection Agency may help your score, but it may also hurt your score. FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. According to a study by the U.S. PIRGs, 79% of credit reports contain mistakes or serious errors. Lanier Collection Agency is a debt collector reporting a collection account on your credit report. Usually this means they paid pennies on the dollar, sometimes 1/10th of the original cost, to buy this debt. Lanier Collection Agency is governed by the Fair Debt Collection Practices Act (or FDCPA) and the Fair Credit Reporting Act (or FCRA). Credit Glory does not guarantee the permanent removal of verifiable tradelines or make promise(s) of any particular outcome whatsoever. Credit Glory requires active participation from its clientele regarding requested documents and information, including investigation results for the sought-after outcome of a healthy, accurate credit report. You may not want to pay Lanier Collection Agency debt, especially if it's potentially inaccurate. We strongly recommend giving us a call to determine the likelihood of a lawsuit, but also steps you can take to get this collection removed. Credit Glory does not provide legal advice. All rights reserved. Simple. Paying a debt in collections changes your credit report status from 'unpaid' to 'paid'. Even worse, a collections account now appears on your credit report. One of the best ways to combat this is to dispute and remove unvalidated debts. Your collections still appears on your report for 7 years (from the date of first delinquency). You can get your collection completely removed. Call (844) 978-2953 to find out how. Copyright 2022 Credit Glory LLC, 1887 Whitney Mesa Dr Ste 2089, Henderson, NV 89014. They may attempt to communicate with you via mail or phone calls (demanding payment). In rare cases it may happen, but it is not the norm. While these acts seem very complicated, they provide a great deal of power to you if you know how to use it. In other cases they may not own the debt themselves, instead being paid to collect on behalf of another company. Any derogratory mark under it's statute of limitations may severely impact your credit score. Most collection agencies do not. It's very unlikely that Lanier Collection Agency decides to sue.
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